Home Loans Insurance Mortgage Lawyer Degree Others Submit A Review
 
 

Refinance

Top Companies: This Week's Reviews

Bank of Internet
12777 High Bluff Drive, Suite 100
San Diego, CA 92130
(858) 755-6381
www.bankofinternet.com
Services Offered: Credit and banking solutions for all consumers. Online-only banking and lending for credit cards, checking, loans, and other services.
Company Overview: Bank of Internet was established in 1999. They are an FDIC insured online-only lender, allowing customers to get better interest rates on credit products. The company is headquartered in San Diego, but offers credit solutions to customers across the U.S. via the internet. They have over $1 billion in assets, proving them to be a safe choice for credit needs
Our Review: Bank of Internet is one of our favorite companies for refinancing your home or auto loan. Even in this economy, they still have great lending options for consumers. Their website, as always, is well designed and easy to navigate, and the customer service is amazing.
User Review: I didnít think Iíd ever find someone whoíd let me refinance my home, but Bank of Internet was quick to give me an approval so that I could save my home from foreclosure. With my husband losing his job, we were worried we didnít have a chance, but Bank of Internet gave us a fresh start, and weíre forever grateful.
Quicken Loans
20555 Victor Parkway
Livonia, MI 48152
800-708-9211
www.quickenloans.com
Services Offered: Refinance, Home Mortgage, Home Equity Loan, Debt Consolidation
Company Overview: Quicken Loans was established more than 20 years ago. They currently have over 4,000 employees and offer 150 different loan programs for consumers. They also have a customer satisfaction rating of 94% for completed transactions.
Our Review: Quicken Loans is a great company. They have so many programs to choose from that consumers are sure to find what they need. With the great service and easy to use website, itís no wonder the company has remained stable, even in this unstable economy.
User Review: Quicken gave me a chance, which is more than I can say for most banks. I never thought Iíd find a refinance loan so that I could make my home more affordable, but they actually gave me a few different options for refinancing, which was great. And the customer service was amazing!
LoanWeb
24003 Ventura Blvd. Building A
Calabasas, CA 91302
800-410-1955
www.loanweb.com
Services Offered: Refinance, home loan, auto loan, student loan, payday loan, personal loan
Company Overview: LoanWeb was founded in 1996 as a part of iHomeowners, Inc. They belong to one of the oldest internet marketing companies in the U.S. They also have an average annual growth of 94%. They work with a network of lenders to help consumers get the refinance loans they need. They were listed in Inc. Magazine in 2004 as a member of the Inc. 500.
Our Review: LoanWeb is a great company that can be a lifesaver when you need to refinance your home or auto. Their network of lenders is extensive, and the services that they offer are great. It doesnít matter if youíre an avid internet user or not, because their site is easy to use, and the forms are simple to fill out. Their customer service is very attentive, as well.
User Review: LoanWeb helped me to find the perfect refinancing options for my needs, and I couldnít have asked for a better service. I filled out their form, and in just a few minutes I had offers from two or three different places. I know itís not the best time to get a home loan of any kind, but I needed to make mine more affordable, and they were able to help.
MortgageLoan.com
4721 E. Moody Blvd. Unit # 101
Bunnell, FL 32110
www.mortgageloan.com
Services Offered: Refinance rates, mortgage information, refinancing quotes
Company Overview: MortgageLoan.com has been offering refinance calculator, mortgage rates, and refinancing information to consumers since 1995. They are located in Florida. The interest rates that they quote are required to have a 30-day lock-in period. They have helped millions of customers and served as a connection for consumers and lenders for more than 10 years.
Our Review: MortgageLoan.com wonít be able to actually give you the loan to refinance your home, but they can provide you with refinancing rates, a refinance calculator, and information on how to know whether refinancing is the right choice for you. Their information is very consumer-friendly, making the site easy to use. Also, they are very open with information, and their customer service is outstanding.
User Review: Given the state of the economy, I was timid about trying to refinance my home. I went to MortgageLoan.com and found all of the information I needed, along with rate calculators and quotes for what I could expect to pay, based on my loan amount and location. I was impressed with the service. They even kept the information simple so that itís understood easily, which I appreciated because I donít know a lot about mortgages or lending.
Other Top Companies for Refinance :  

Lending Tree

Address : 11115 Rushmore Drive
Charlotte, NC 28277

Phone : 800-555-8733

http://www.lendingtree.com

Countrywide Home Loans

Address : 4500 Park Granada
Calabasas, CA 91302

Phone : 866-227-4114

http://homeloans.countrywide.com

Wells Fargo

Address : P.O. Box 10335
Des Moines, IA 50306

Phone : 877-937-9357

http://www.wellsfargo.com

Chase

Address : 270 Park Ave.
New York, NY 10017

Phone : 866-829-6530

http://www.chase.com

How to Decide Whether to Refinance or Not:

 

When it comes to getting a refinance loan, there are many things to consider before you just start applying with different companies. First, what are you refinancing? Whether you refinance your home or your car will make an impact on your final decision to refinance. Most of the time when it comes to refinancing, people are looking to refinance their homes. Your next decision to make will be to determine why you want to refinance your home, and whether thatís a rational, wise reason or not. For example, if you just want to refinance because you can and you want the equity from your home to spend on something you donít need, that would be a bad reason to refinance. If, on the other hand, youíre looking to get a lower interest rate so that you can save your home from potential foreclosure, that would be a valid reason to refinance. Once youíve determined that youíre refinancing for the right reasons, you can use a refinance calculator to see what kind of rates you can get, as well as what your payments would be like based on those rates. Using a refinance calculator is a great tool, because it allows you to see your options before you even apply for a loan. These two aspects of preparing to refinance are the ones that will help you to make your final decision. Given the economy, which isnít going to get better any time soon, you may be hard pressed to find a loan, so having the best credit possible as well as a valid reason for refinancing will be a must. If youíve got a good reason, can get a good rate, and can actually find a bank to approve a loan for you, then refinancing is the right option for you. Otherwise, you might want to hold off for a bit and re-evaluate your decisions.

 


Refinance : Tools

contact@top-companies.info   Privacy Policy    Terms and Conditions

© 2007, Top-Companies.info.com, All rights reserved. Web Master